Nepali Salary Calculatorनेपाली तलब क्यालकुलेटर

Calculate your take-home salary after PF, CIT, SSF, and income tax deductions in Nepal. Updated with the latest tax rates for fiscal year 2081/82.

Private Sector Features

  • 10% Provident Fund calculation
  • 1% CIT calculation (max NPR 3,000)
  • Latest income tax slabs for 2081/82
  • Bonus tax calculation
  • Support for various allowances

Government Sector Features

  • 10% Provident Fund calculation
  • 1% CIT calculation (max NPR 3,000)
  • 11% Social Security Fund (SSF)
  • Government employee tax slabs
  • Monthly and annual calculation options

Nepali Salary Calculator

How Nepali Salary Calculations Work

Salary Calculation Formula

// Basic salary deductions
PF = basicSalary * 0.10  // 10% Provident Fund
CIT = min(basicSalary * 0.01, 3000)  // 1% CIT, max NPR 3,000
SSF = (sector === 'government') ? basicSalary * 0.11 : 0  // 11% for govt employees

// Taxable income
taxableIncome = annualGrossSalary - PF - CIT - SSF

// Tax calculation (2081/82 rates)
tax = 0
if (taxableIncome <= 500000) {
  tax = taxableIncome * 0.01  // 1% up to 5 lakhs
} else if (taxableIncome <= 700000) {
  tax = 500000 * 0.01 + (taxableIncome - 500000) * 0.10  // 10% from 5-7 lakhs
} else if (taxableIncome <= 1000000) {
  tax = 500000 * 0.01 + 200000 * 0.10 + (taxableIncome - 700000) * 0.20  // 20% from 7-10 lakhs
} else if (taxableIncome <= 2000000) {
  tax = 500000 * 0.01 + 200000 * 0.10 + 300000 * 0.20 + (taxableIncome - 1000000) * 0.30  // 30% from 10-20 lakhs
} else {
  tax = 500000 * 0.01 + 200000 * 0.10 + 300000 * 0.20 + 1000000 * 0.30 + (taxableIncome - 2000000) * 0.36  // 36% above 20 lakhs
}

// Net salary
netSalary = grossSalary - PF - CIT - SSF - tax - otherDeductions

Hindi-Arabic Numeral Format

Our calculator uses the Hindi-Arabic numeral format commonly used in Nepal, where commas are placed first after three digits and then after every two digits:

International Format:

1,000,000.00

Hindi-Arabic Format (Nepal):

10,00,000.00

Examples:

1,000 = One Thousand
10,000 = Ten Thousand
1,00,000 = One Lakh
10,00,000 = Ten Lakhs
1,00,00,000 = One Crore

Frequently Asked Questions

What is the difference between PF and CIT?

Both Provident Fund (PF) and Citizen Investment Trust (CIT) are retirement savings schemes in Nepal. PF is mandatory and deducts 10% of your basic salary, while CIT deducts 1% (maximum NPR 3,000 per month). Your employer typically matches these contributions, and you can withdraw the accumulated amount after retirement.

How is income tax calculated in Nepal?

Income tax in Nepal is calculated using progressive tax slabs. For FY 2081/82, individuals pay 1% on the first NPR 5 lakhs, 10% on NPR 5-7 lakhs, 20% on NPR 7-10 lakhs, 30% on NPR 10-20 lakhs, and 36% on income above NPR 20 lakhs. The tax is calculated after deducting PF, CIT, and other eligible deductions from your gross salary.

What is Social Security Fund (SSF)?

Social Security Fund (SSF) is a government-run social security scheme primarily for government employees in Nepal. It deducts 11% of the basic salary and provides various benefits including health insurance, accident insurance, maternity benefits, and retirement benefits. The employer contributes an additional 20% to this fund.

How is bonus taxed in Nepal?

In Nepal, bonuses are considered part of your taxable income. However, bonuses exceeding NPR 3 lakhs are subject to a special tax rate of 25%. This calculator accounts for this special tax treatment when calculating your take-home salary.

Why are numbers formatted differently in this calculator?

We use the Hindi-Arabic numeral format that is standard in Nepal, where commas are placed first after three digits and then after every two digits (e.g., 10,00,000 instead of 1,000,000). This format aligns with how financial amounts are typically represented in Nepal, using terms like "lakh" (1,00,000) and "crore" (1,00,00,000).

About This Calculator

This Nepali Salary Calculator is designed to help Nepali employees understand their take-home salary after all mandatory and optional deductions. It uses the latest tax rates and regulations for the fiscal year 2081/82. The calculator supports both private sector and government employees with their specific deduction rules.

While we strive to keep this calculator accurate and up-to-date, tax laws and regulations may change. For official tax calculations, please consult with a tax professional or refer to the Inland Revenue Department of Nepal.