Nepali NPR Budget Planner

नेपाली घरायसी खर्च व्यवस्थापन

Track your monthly income, expenses and savings in NPR. Include dal-bhat, education, rent and festival expenses. Create a budget according to Nepal Rastra Bank recommendations.

Plan Your Nepali Household Budget

This free tool helps you:

Nepali Expense Management

Manage Nepali household expenses like Dal-bhat, education, rent

Income Breakdown

Track income sources like salary, remittance, business

Saving Goals

Track saving goals for marriage, home, education

Visual Reports

View visual reports with pie charts, monthly trends

Festival Budgeting

Budget for Nepali festivals like Dashain, Tihar

PDF Export

Export to PDF for family financial planning

Nepali Budget Tips

  • Aim to save at least 15-20% of your income
  • Keep essential expenses (food, rent, education) below 50-60% of income
  • Save for festival expenses throughout the year
  • Keep 3-6 months of expenses in an emergency fund

Nepali Family Budget Example

A Kathmandu family earning NPR 75,000/month typically spends:

Food & Rent:35%
≈ NPR 26,250
Education:25%
≈ NPR 18,750
Transportation:15%
≈ NPR 11,250
Savings:25%
≈ NPR 18,750

Source: Nepal Rastra Bank Household Survey, 2022

Kathmandu vs Village Cost Comparison

Expense CategoryKathmanduVillageDifference
RentNPR 15,000NPR 5,000+200%
FoodNPR 20,000NPR 12,000+67%
EducationNPR 18,000NPR 8,000+125%

Source: Central Bureau of Statistics, Nepal Living Standards Survey

Budget Details

Income

NPR

Expenses

NPR
NPR

Budget Summary

Total Income

NPR 50,000.00

Total Expenses

NPR 27,000.00

Balance

NPR 23,000.00

Savings Rate

46.0%

You are saving well! Keep it up.

Essential Expenses Ratio

100.0%

Essential: NPR 27,000.00 | Non-essential: NPR 0.00

Festival Expenses

NPR 0.00

0.0% of total expenses

Budget Recommendations

  • Essential expenses are high. Look for cheaper alternatives.
  • Your savings are good. Consider investment options.

Festival Budget Presets

NPR

Budget Breakdown

  • FoodNPR 8,000 (40%)
  • ClothingNPR 6,000 (30%)
  • TravelNPR 3,000 (15%)
  • GiftsNPR 2,000 (10%)
  • EntertainmentNPR 1,000 (5%)

Saving Goals

NPR
NPR
Progress: 25%NPR 25,000.00 / NPR 1,00,000.00
Estimated time: 4 months (Monthly savings: NPR 23,000.00)

Budget Analysis

Expense Breakdown

Expense Breakdown

Income Breakdown

Income Breakdown

Monthly Trends

Monthly Trends

Frequently Asked Questions

Disclaimer: This budget planner is for estimation purposes only. Actual financial situations may vary. This tool should not be considered as financial advice.